Finally understand
where your money goes.
Track spending, manage budgets, and stay on top of your finances — natively built for iPhone, iPad, and Mac.
Everything you need to manage
your personal finances
A comprehensive, native Apple experience for managing your personal finances.
Multi-Account Management
Bank accounts, cash, credit cards, assets, and liabilities — all in one place with account grouping and real-time balances.
Envelopes & Budgets
Set monthly spending limits for each category using the envelope method. Track where you stand with clear reports and see what's coming with cash flow projections.
Reports & Health Score
See your financial health at a glance with a clear score, spending breakdowns, trends over time, and smart alerts when something looks unusual.
Smart Import & Export
Import from QIF, OFX/QFX, CSV, MT940, CAMT.053, and native HomeBank XHB files. Automatic duplicate detection keeps your data clean.
App Lock & Security
Protect your financial data with PIN code, Face ID, or Touch ID. Automatic lock on background with configurable grace period.
Payees & Smart Rules
Smart rules that automatically categorize your transactions. The more you use HomeBank, the better it gets at organizing your finances.
Recurrences
Unified view of recurring expenses, income, and loan payments. Flexible frequencies with automatic pattern detection from your transaction history.
Multi-Currency
Full multi-currency support with automatic ECB exchange rate syncing. Transfer between accounts in different currencies seamlessly.
CloudKit Sync
Keep your data synchronized across all your Apple devices with iCloud. Your finances are always up to date, everywhere.
Bank Connection
Bank sync is on the roadmap. We're working on secure integrations so you can connect your accounts and import transactions automatically.
Widgets & Siri
Home Screen and Lock Screen widgets for instant balance and budget views. Siri Shortcuts to add transactions or check your finances hands-free.
Loans & Forecasting
Keep track of your loans, see how early payments save you money, and forecast your cash flow to stay ahead of your finances.
Built different. Built better.
HomeBank isn't just another finance app. It's built from the ground up for Apple platforms, with attention to every detail.
Native SwiftUI
Not a web wrapper. Not a cross-platform compromise. Pure SwiftUI built specifically for iOS, iPadOS, and macOS — with platform-specific navigation, menus, and keyboard shortcuts.
Import Formats
QIF, OFX, QFX, CSV, MT940, CAMT.053, XHB — bring your data from any bank or finance app with automatic duplicate detection.
Free to Start
Core features are free forever. Optional premium unlocks advanced reports, AI insights, cloud sync, and more. Your data stays yours — local-first, no data harvesting.
Automated Tests
Every domain rule, import pipeline, and calculation is backed by comprehensive test suites. Your financial data integrity is guaranteed by code, not promises.
See it in action
Real screenshots from the app. Native SwiftUI on every screen.
Import from anywhere
Bring your data from banks or other apps — we speak your format.
Frequently Asked Questions
Everything you need to know before getting started.
Request TestFlight Access
HomeBank is currently in beta. Enter your Apple ID email to request an invitation to our TestFlight.
Request sent! We'll add you to TestFlight shortly.
Legal Information
Privacy Policy
HomeBank stores your financial data locally on your device. When iCloud Sync is enabled, data is transmitted to Apple's CloudKit servers under Apple's privacy terms. When Bank Connection is enabled, credentials are transmitted securely to your bank — we never see or store them. Optional anonymous analytics (via TelemetryDeck) can be enabled in Settings — they are off by default. We do not sell any personal data.
Read full policy →Terms of Use
HomeBank is provided "as is" without warranty of any kind. While we strive for accuracy in all financial calculations, you are responsible for verifying the correctness of your data. HomeBank is not a substitute for professional financial advice. Use of this app constitutes acceptance of these terms.
Data & Security
All sensitive data (PIN codes, authentication tokens) is stored in the iOS/macOS Keychain using AES-256 encryption. Network connections use TLS with certificate pinning. App Attest validates device integrity for banking operations. No financial data leaves your device unless you explicitly enable iCloud Sync or Bank Connection.